:root{--navy:#16324a;--blue:#2c567a;--steel:#3f6b8e;--gold:#d9a543;--sand:#e6c890;--cream:#f5f1e8;--ink:#1d2a36;--muted:#5a6b7a}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
img{max-width:100%;height:auto}
.wrap{max-width:1100px;margin:0 auto;padding:0 1.25rem}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem;z-index:99}
a{color:var(--blue)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid #e3e7ec;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-top:.6rem;padding-bottom:.6rem;flex-wrap:wrap}
.brand img{width:220px;display:block}
nav ul{list-style:none;display:flex;gap:1.25rem;margin:0;padding:0;align-items:center;flex-wrap:wrap}
nav a{text-decoration:none;color:var(--navy);font-weight:600}
.btn{display:inline-block;background:var(--blue);color:#fff!important;padding:.8rem 1.4rem;border-radius:6px;text-decoration:none;font-weight:600;border:2px solid var(--blue);cursor:pointer;font-size:1rem}
.btn:hover{background:var(--navy);border-color:var(--navy)}
.btn-small{padding:.45rem 1rem}
.btn-ghost{background:transparent;color:#fff!important;border-color:#fff}
.btn-ghost:hover{background:#fff;color:var(--navy)!important}
.btn-gold{background:var(--gold);border-color:var(--gold);color:var(--navy)!important}
.btn-gold:hover{background:var(--sand);border-color:var(--sand)}
.hero{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;padding:5rem 0}
.hero-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:2rem;align-items:center}
.hero-badge{justify-self:center;width:300px;border-radius:50%;box-shadow:0 20px 50px rgba(0,0,0,.3)}
.eyebrow{text-transform:uppercase;letter-spacing:.15em;color:var(--sand);font-size:.85rem;font-weight:600;margin:0 0 .5rem}
h1{font-size:clamp(2rem,4.5vw,3.1rem);line-height:1.15;margin:0 0 1rem}
h2{font-size:clamp(1.6rem,3vw,2.2rem);color:var(--navy);margin:0 0 .75rem}
h3{color:var(--navy);margin:0 0 .5rem}
.lead{font-size:1.15rem;color:#e4ebf2;max-width:40em}
.cta-row{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1.5rem}
.section{padding:4.5rem 0}
.section-intro{color:var(--muted);max-width:40em}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.25rem;margin-top:2rem}
.card{border:1px solid #e3e7ec;border-top:4px solid var(--gold);border-radius:8px;padding:1.5rem;background:#fff;box-shadow:0 4px 14px rgba(22,50,74,.06)}
.card p{color:var(--muted);margin:0}
.band{background:var(--cream)}
.split{display:grid;grid-template-columns:1.4fr 1fr;gap:3rem;align-items:start}
.checks{padding:0;list-style:none;margin:1.25rem 0 1.75rem}
.checks li{padding-left:1.8rem;position:relative;margin:.5rem 0}
.checks li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:700}
.note{background:#fff;border-left:5px solid var(--steel);padding:1.5rem;border-radius:6px}
.facts{margin:0;background:var(--cream);border-radius:8px;padding:1.5rem}
.facts div{padding:.6rem 0;border-bottom:1px solid #e0d8c6}.facts div:last-child{border:0}
.facts dt{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}
.facts dd{margin:0;font-weight:600;color:var(--navy)}
.ph{background:#fff3cd;color:#7a5600;padding:0 .3em;border-radius:3px;font-weight:600}
.ph-block{background:#fff3cd;color:#7a5600;border:1px dashed #d9a543;padding:1rem;border-radius:6px}
.band-dark{background:var(--navy);color:#e4ebf2}
.band-dark h2{color:#fff}
.form{background:#fff;padding:1.75rem;border-radius:8px;color:var(--ink);display:grid;gap:.35rem}
.form label{font-weight:600;font-size:.9rem;margin-top:.5rem}
.form input,.form select,.form textarea{font:inherit;padding:.65rem;border:1px solid #c7d0d9;border-radius:5px;width:100%}
.form button{margin-top:1rem}
.small{font-size:.85rem;color:var(--muted);margin:.5rem 0 0}
.site-footer{background:#0f2436;color:#b9c6d2;padding:1.5rem 0;font-size:.9rem}
@media (max-width:800px){.hero-grid,.split{grid-template-columns:1fr}.hero-badge{width:200px;order:-1}.hero{padding:3rem 0}nav ul{gap:.8rem}.brand img{width:180px}}
.app-card{display:flex;flex-direction:column;gap:.6rem}
.app-icon{width:64px;height:64px;border-radius:14px;background:linear-gradient(135deg,var(--navy),var(--steel));color:var(--sand);display:grid;place-items:center;font-weight:700}
.appstore{background:#000;border-color:#000;align-self:flex-start}
.appstore:hover{background:#333;border-color:#333}